What is Tectonic?

Tectonic is a decentralized lending and borrowing protocol built for users of all experience levels. It’s built to be simple, secure, and efficient—designed for both passive investors and active traders.

As a liquidity supplier, you can deposit supported tokens into the protocol to earn passive interest over time. As a borrower, you can take out loans by providing more collateral than the amount borrowed, ensuring the system remains secure.

Tectonic is inspired by Compound, a well-established and audited DeFi protocol. Tectonic is also complemented with an attractive incentive program powered by xTONIC, the native token of Tectonic protocol.

In summary, Tectonic protocol aims to provide secure & seamless cryptocurrencies money market functionalities, enabling multiple use cases for its users.

• “HODLers” can generate returns from interest by supplying assets to the protocol without having to actively manage their assets

• Traders can borrow certain cryptocurrencies to capitalize their short-term trading view (e.g., shorting) or yield maximizing opportunities (e.g., farming)

• Users can obtain access to other cryptocurrencies for multiple purposes (e.g., participate in ICO, bonding), without having to liquidate their original assets