# Money Market Parameters ### Main Pool Live Parameters (as of May 2025) | Asset | Reserve Factor (%) | Liquidation Penalty (%) | Close Factor (%) | Jump Multiplier (%) | Base Multiplier (%) | Base Rate (%) | Kink Point (%) | Collateral Factor (%) | Supply Cap | Borrow Cap | | ------ | ------------------ | ----------------------- | ---------------- | ------------------- | ------------------- | ------------- | -------------- | --------------------- | --------------- | ---------- | | USDC | 10 | 10 | 50 | 100 | 7 | 0 | 80 | 80 | 0 | 0 | | USDT | 10 | 10 | 50 | 100 | 7 | 0 | 80 | 80 | 0 | 0 | | DAI | 10 | 10 | 50 | 100 | 7 | 0 | 80 | 80 | 0 | 0 | | CRO | 10 | 10 | 50 | 100 | 7 | 0 | 80 | 70 | 0 | 0 | | WETH | 20 | 10 | 50 | 50 | 10 | 3 | 75 | 75 | 0 | 0 | | WBTC | 20 | 10 | 50 | 50 | 10 | 3 | 75 | 75 | 0 | 0 | | TONIC | 15 | 10 | 50 | 120 | 25 | 3 | 55 | 20 | 50 Trn TONIC | 0 | | ATOM | 10 | 10 | 50 | 100 | 15 | 3 | 80 | 70 | 50,000 ATOM | 0 | | ADA | 20 | 10 | 50 | 50 | 5 | 3 | 65 | 70 | 0 | 0 | | VVS | 15 | 10 | 50 | 120 | 25 | 3 | 55 | 55 | 0 | 0 | | XRP | 20 | 10 | 50 | 50 | 5 | 3 | 65 | 70 | 260,000 XRP | 0 | | LTC | 20 | 10 | 50 | 50 | 5 | 3 | 65 | 70 | 500 LTC | 0 | | LCRO | 15 | 10 | 50 | 200 | 25 | 3 | 60 | 70 | 0 | 0 | | cdcBTC | 20 | 10 | 50 | 100 | 15 | 3 | 60 | 70 | 147 cdcBTC | 0 | | cdcETH | 20 | 10 | 50 | 100 | 15 | 3 | 60 | 70 | 400 cdcETH | 0 | | USC | 15 | 10 | 50 | 100 | 10 | 0 | 70 | 75 | 0.5 Million USC | 0 | ### Definitions **Reserve Factor** * The percentage of the spread between borrower's and lender's interest rates that accrues to the Tectonic protocol's treasury. It is made to sustain the protocol and pay protocol contributors. * Example: Reserve factor of 20% means that 20% of the interest paid on the asset is for the protocol. **Collateral Factor** * The maximum that can be borrowed on a particular asset. * Example: CRO collateral factor is 50%, if the price of CRO is $100, the maximum that can be borrowed using CRO as collateral is $50 in other assets. **Close Factor** * The maximum amount that can be liquidated in a single transaction. * Example: 50% Close Factor means that a maximum of 50% of an account's borrow that is enabled as collateral can be repaid in a single liquidate transaction. **Liquidation Penalty** * The Liquidation Fee is 10% with 7.2% going to liquidators as an incentive to perform liquidations and to keeping the protocol solvent, while the remaining 2.8% goes to Tectonic's treasury. * The funds accruing to Tectonic are used for expenses related to protocol maintenance (such as operating expenses) and to fund further developments. **Base Rate** * Please see the explanation of Tectonic's jump rate interest rate model [here](/docs/protocol/interest-rate-models/jump-kink-model.md) **Kink Point** * Please see the explanation of Tectonic's jump rate interest rate model [here](/docs/protocol/interest-rate-models/jump-kink-model.md) **Jump Multiplier** * Please see the explanation of Tectonic's jump rate interest rate model [here](/docs/protocol/interest-rate-models/jump-kink-model.md) **Supply Cap** * The maximum total amount that users can supply to that specific market **Borrow Cap** * The maximum total amount that users can borrow from that specific market --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://tectonic.gitbook.io/docs/protocol/money-market-parameters.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.