Tectonic
  • Introduction
    • What is Tectonic?
    • Fundamentals
      • Example of Supplying
      • Example of Borrowing
    • FAQs
  • Guides
    • Bridging Assets to Cronos
    • Supplying Assets
    • Borrowing Assets
    • Withdrawing Assets
    • Repaying your Loans
      • Repay with Collateral
    • Swapping out Collateral
    • Shorting Assets
    • Claiming TONIC Rewards
      • Auto Vault Emissions
    • Claiming Partner Rewards
    • Boosting TONIC rewards
    • Understanding Liquidations
    • Staking TONIC
      • Unstaking xTONIC
    • Locking xTONIC
      • Increasing vault rewards with NFTs
      • NFT Project Partnerships
    • Understanding Analytics
      • Glossary of Terms
  • Protocol
    • Isolated Pools
    • TONIC Token
      • Earn TONIC from Liquidity Incentives
      • Earn TONIC by staking TONIC
      • Earn TONIC by locking xTONIC
    • TONIC Rewards Boost
    • tTokens
    • Interest Rate Models
      • Standard Model
      • Jump (Kink) Model
    • Liquidation Mechanism
    • Money Market Parameters
      • Isolated Pool Parameters
    • Supply Cap
    • Leverage Management Tools
      • Repay with Collateral
      • Collateral Swap
      • Shorting Assets
    • Governance
  • Roadmap
  • Developer
    • Smart Contracts & Security
      • External Audits
      • Platform Wallets
      • tToken Smart Contracts
    • TectonicCore
    • TONIC Distribution Speeds
    • Price Oracle
    • WalletConnect
  • Extras
    • Cronos Labs Incubation
    • Release Notes
    • Risk Disclosure
    • Branding Assets Guideline
  • Community Links
    • Website
    • Blog
    • Telegram
    • Discord
    • Twitter
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On this page
  • How do I get started?
  • How do I supply assets to Tectonic?
  • How do I borrow Assets from Tectonic?
  • Why can't I borrow the asset I deposited?
  • How do I withdraw assets from Tectonic?
  • How do I repay my loan?
  • What are liquidations?
  • What are Isolated Pools?
  • What are tTokens?
  • What determines the interest rate?
  • What price oracle does Tectonic use?
  • What is $TONIC?
  • How do I earn $TONIC?
  • Where can I buy/sell $TONIC?
  • Is Tectonic audited?
  • Where can I find the contract addresses and smart contracts?
  1. Introduction

FAQs

PreviousExample of BorrowingNextBridging Assets to Cronos

Last updated 29 days ago

How do I get started?

First, you need to set up your wallet. You can use the , , or to interact with Tectonic. Then, you will need to bridge funds over to Cronos.

You can check out the official bridging guide .

How do I supply assets to Tectonic?

Just head over to the page, select the asset you want to supply and click "Supply".

Please see our detailed guide on how to supply .

How do I borrow Assets from Tectonic?

To borrow assets on Tectonic, you’ll first need to supply a supported cryptocurrency to the platform. Once supplied, enable that asset as collateral. From there, simply choose the asset you wish to borrow, enter the amount, and click “Borrow.” Be sure to keep an eye on your Loan-to-Value (LTV) ratio—if it gets too high, your position could be partially liquidated to protect the protocol.

Please see our detailed guide on how to borrow .

Why can't I borrow the asset I deposited?

You might notice that you're unable to borrow the same asset you've deposited on Tectonic. This is intentional. To ensure fair use of the platform and prevent abuse, Tectonic does not allow users to supply and borrow the same asset—for example, depositing USDC and then borrowing USDC.

This restriction helps prevent leveraged stablecoin farming, a strategy often used by large holders to loop supply and borrow actions repeatedly in order to farm rewards disproportionately. By disabling this function, Tectonic aims to keep its incentive programs healthy and more fairly distributed across a wider range of users in the Cronos ecosystem.

How do I withdraw assets from Tectonic?

Head over to the page and select the asset you want to withdraw. Make sure you have sufficient liquidity to withdraw or you won't be able to complete the transaction.

How do I repay my loan?

What are liquidations?

What are Isolated Pools?

Tectonic currently supports three lending pools:

  • Main Pool: Our default pool with a wide range of popular, high-liquidity assets.

  • Veno Pool: Supports specific tokens like LATOM only in this pool

You can only deposit or borrow the tokens listed within each pool.

What are tTokens?

When you supply assets to Tectonic, you’ll receive tTokens in return. These act as your receipt for the deposit and represent your claim on both the original asset and the interest it earns over time.

  • For example, if you supply USDC, you’ll receive tUSDC.

  • The number of tTokens you receive depends on the current exchange rate between tTokens and the original asset.

This exchange rate is always increasing as interest accrues—so while the number of tTokens you hold stays the same, their value goes up over time.

When you’re ready to withdraw, your tTokens are burned and you receive the updated value of your original asset, including interest.

What determines the interest rate?

What price oracle does Tectonic use?

What is $TONIC?

How do I earn $TONIC?

There are several ways you can earn $TONIC:

  1. Via emissions from supplying or borrowing assets on Tectonic

Where can I buy/sell $TONIC?

Is Tectonic audited?

Tectonic protocol is a fork of Compound protocol. Compound protocol was audited by Trail of Bits and Open Zeppelin. Tectonic's smart contracts were audited by Cronos Labs’s security team as well as external auditing firms.

Where can I find the contract addresses and smart contracts?

Please see our detailed guide on how to withdraw .

Go to the page, select the asset you want to repay and click "Repay".

Please see our detailed guide on how to repay .

A liquidation happens when your ratio exceeds the protocol's . This indicates that your collateral no longer sufficiently covers your outstanding loan, triggering the system to take corrective action. Liquidations are essential to ensure Tectonic remains solvent and minimizes bad debt across the platform.

To help users monitor risk, the interface includes that fills up as your risk increases—if it hits 100%, liquidation may occur. You can check how close you are to liquidation via the lava bar on the .

Click to learn more about liquidations.

DeFi Pool: Supports specific tokens like VNO and FER, enabling users to access DeFi strategies on and .

The Veno and DeFi pools are examples of —separate lending markets designed to support newer or more volatile tokens while limiting potential risk to the broader protocol.

Learn more about tTokens .

Our interest rate model is documented . The interest rate parameters can be found .

Currently, we are using our . The oracles update twice hourly or whenever there’s a 1% change in price.

$TONIC is the token of the Tectonic protocol. Read more about $TONIC's tokenomics .

By your $TONIC for xTONIC to receive a portion of protocol revenue

By locking them in our

You can buy and sell $TONIC on or on .

The audit reports can be found .

You can find them .

Crypto.com Onchain Wallet
Metamask
WalletConnect
BraveWallet
here
Markets
here
here
Dashboard
here
Dashboard
here
Loan-to-Value (LTV)
Liquidation Threshold
a lava bar
dashboard
here
VVS Finance
Single Finance
isolated pools
here
here
here
own internal oracles
here
staking
Vaults
VVS Finance
Crypto.com
here
here