FAQs
Last updated
Last updated
First, you need to set up your wallet. You can use the , , or to interact with Tectonic. Then, you will need to bridge funds over to Cronos.
You can check out the official bridging guide .
Just head over to the page, select the asset you want to supply and click "Supply".
Please see our detailed guide on how to supply .
To borrow assets on Tectonic, you’ll first need to supply a supported cryptocurrency to the platform. Once supplied, enable that asset as collateral. From there, simply choose the asset you wish to borrow, enter the amount, and click “Borrow.” Be sure to keep an eye on your Loan-to-Value (LTV) ratio—if it gets too high, your position could be partially liquidated to protect the protocol.
Please see our detailed guide on how to borrow .
You might notice that you're unable to borrow the same asset you've deposited on Tectonic. This is intentional. To ensure fair use of the platform and prevent abuse, Tectonic does not allow users to supply and borrow the same asset—for example, depositing USDC and then borrowing USDC.
This restriction helps prevent leveraged stablecoin farming, a strategy often used by large holders to loop supply and borrow actions repeatedly in order to farm rewards disproportionately. By disabling this function, Tectonic aims to keep its incentive programs healthy and more fairly distributed across a wider range of users in the Cronos ecosystem.
Head over to the page and select the asset you want to withdraw. Make sure you have sufficient liquidity to withdraw or you won't be able to complete the transaction.
Tectonic currently supports three lending pools:
Main Pool: Our default pool with a wide range of popular, high-liquidity assets.
Veno Pool: Supports specific tokens like LATOM only in this pool
You can only deposit or borrow the tokens listed within each pool.
When you supply assets to Tectonic, you’ll receive tTokens in return. These act as your receipt for the deposit and represent your claim on both the original asset and the interest it earns over time.
For example, if you supply USDC, you’ll receive tUSDC.
The number of tTokens you receive depends on the current exchange rate between tTokens and the original asset.
This exchange rate is always increasing as interest accrues—so while the number of tTokens you hold stays the same, their value goes up over time.
When you’re ready to withdraw, your tTokens are burned and you receive the updated value of your original asset, including interest.
There are several ways you can earn $TONIC:
Via emissions from supplying or borrowing assets on Tectonic
Tectonic protocol is a fork of Compound protocol. Compound protocol was audited by Trail of Bits and Open Zeppelin. Tectonic's smart contracts were audited by Cronos Labs’s security team as well as external auditing firms.
Please see our detailed guide on how to withdraw .
Go to the page, select the asset you want to repay and click "Repay".
Please see our detailed guide on how to repay .
A liquidation happens when your ratio exceeds the protocol's . This indicates that your collateral no longer sufficiently covers your outstanding loan, triggering the system to take corrective action. Liquidations are essential to ensure Tectonic remains solvent and minimizes bad debt across the platform.
To help users monitor risk, the interface includes that fills up as your risk increases—if it hits 100%, liquidation may occur. You can check how close you are to liquidation via the lava bar on the .
Click to learn more about liquidations.
DeFi Pool: Supports specific tokens like VNO and FER, enabling users to access DeFi strategies on and .
The Veno and DeFi pools are examples of —separate lending markets designed to support newer or more volatile tokens while limiting potential risk to the broader protocol.
Learn more about tTokens .
Our interest rate model is documented . The interest rate parameters can be found .
Currently, we are using our . The oracles update twice hourly or whenever there’s a 1% change in price.
$TONIC is the token of the Tectonic protocol. Read more about $TONIC's tokenomics .
By your $TONIC for xTONIC to receive a portion of protocol revenue
By locking them in our
You can buy and sell $TONIC on or on .
The audit reports can be found .
You can find them .